Erica Baumgras, Flaherty Sensabaugh Bonasso PLLC Photo

Erica M. Baumgras



  • J.D., West Virginia University College of Law (1995)
    • Order of the Coif
    • Order of the Barristers
    • Moot Court Board _ National Moot Court Team
  • B.A., Political Science, West Virginia University (1992), Summa Cum Laude
    • University Honors Scholar
    • Phi Beta Kappa


  • West Virginia Supreme Court of Appeals
  • United States District Courts for the Northern and Southern Districts of West Virginia
  • United States Court of Appeals for the Fourth Circuit


Erica Baumgras chose to become an attorney because “each case presents a new challenge, interesting issues, a chance to help others and the opportunity to impact the development of the law.” That was over 20 years ago.

Today, Erica’s successful practice focuses on insurance and business law. Her experience allows her to be highly effective while also being efficient as she focuses on “always doing the best possible job, in every case, for every client.”

She is an AV Preeminent® Peer-Review Rated attorney by Martindale-Hubble® and is named in The Best Lawyers in America©.

Having won and resolved cases at every stage of litigation, Erica regularly represents clients before State and Federal Courts and Administrative Boards. She has briefed and argued a number of cases before the West Virginia Supreme Court of Appeals and the Fourth Circuit concerning both insurance and mass tort issues.

Specific to insurance law, Erica has experience offering coverage opinions, filing and defending declaratory judgment actions, litigating bad faith claims, providing general counsel to insurance companies and agencies, and defending agents in errors and omissions claims, as well as representing insured defendants in professional liability, personal injury and property damage cases. Her practice also includes complex and mass tort litigation, including the defense of class actions and product and consumer claims, and the representation of companies in breach of contract actions and fraud claims, as well as in responding to subpoenas and other investigative and enforcement actions by state and federal administrative agencies.


Professional Involvement

  • Kanawha County Bar Association
  • Defense Trial Counsel of West Virginia
  • West Virginia Women Attorneys
  • Women for Economic Leadership and Development
  • DRI
  • USLAW Network

Community Involvement

  • Toys for Tots

  • Frank Veltri Annual Thanksgiving Dinner

  • Read Aloud West Virginia
  • Habitat for Humanity


Favorable Decisions

  • Summary judgment granted by Circuit Court of Monongalia County, Civil Action No. 20-C-306 (Judge Scott) on August 3, 2021, in a malicious prosecution case.
  • Summary judgment granted by Circuit Court of Ohio County, Civil Action No. 19-C-65 (Judge Sims) on June 9, 2022 in underinsured motorist coverage case.

  • Summary judgment granted by Circuit Court of Monongalia County, Civil Action No. 18-C-92 (Judge Scott) on November 21, 2022, in an underinsured motorist coverage case.

reported cases

  • Wal-Mart Stores East, L.P. v. Ankrom, 244 W.Va. 437, 854 S.E.2d 257 (2020)
  • KC Transport, Inc. v. LM Insurance Corporation, No. 2:18-CV-00005, 2019 WL 3713718 (S.D.W.Va. Aug. 6, 2019)
  • Travelers Indem. Co. v. U.S. Silica Co., 237 W. Va. 540, 788 S.E.2d 286 (2015)
  • West Virginia Employers Mut. Ins. Co. d/b/a BrickStreet Mut. Ins. Co. v. The Bunch Co., 231 W. Va. 321, 745 S.E.2d 212 (2013)
  • Ford v. The Caldwell Practice, P.L.L.C., No. 11-0882, 2012 W. Va. LEXIS 438 (W.Va. June 8, 2012)
  • West Virginia Employers Mut. Ins. Co. d/b/a BrickStreet Mut. Ins. Co. v. Summit Point Raceway Assoc., Inc., 228 W. Va. 360, 719 S.E.2d 830 (2011)
  • Wang-Yu Lin v. Shin Yi Lin, 224 W. Va. 620, 687 S.E.2d 403 (2009)
  • Phillips v. Larry's Drive-In Pharmacy, Inc., 220 W.Va. 484, 647 S.E.2d 920(2007)
  • Hawkins v. Ford Motor Co., 211 W. Va. 487, 566 S.E.2d 624 (2002)
  • Dalton v. Doe, 208 W. Va. 319, 540 S.E.2d 536 (2001)
  • Smith v. Animal Urgent Care, Inc., 208 W. Va. 664, 542 S.E.2d 827 (2000)
  • Bower v. Westinghouse Elec. Corp., 206 W. Va. 133, 522 S.E.2d 424 (1999)
  • Cheetham v. Locomotive Engineers & Conductors Mut. Protective Assoc., 514 Fed. Appx. 349, 2013 U.S. App. LEXIS 5378 (4th Cir., Mar. 19, 2013)
  • Stafford EMS, Inc. v. J.B. Hunt Transport, Inc., 376 Fed. Appx. 317, 2010 U.S. App. LEXIS 8816 (4th Cir., Mar. 26, 2010)
  • Atlantigas Corp. v. Columbia Gas Transmission Corp., 210 Fed. Appx. 244, 2006 U.S. App. LEXIS 31251 (4th Cir., Dec. 19, 2006)
  • Maxum Indem. Co. v. Westfield Ins. Co., 2:10-CV-00428, 2011 U.S. Dist. LEXIS 7230 (S.D.W.Va. Jan. 25, 2011)
  • AGF, Inc. v. Columbia Gas Transmission Corp., No. 2:04-CV-0870, 2009 U.S. Dist. LEXIS 61987 (S.D.W.Va. July 21, 2009)
  • Wolfe v. National Medical Care, Inc. d/b/a Fresenius Medical Care North America, No. 2:07-CV-0115, 2009 U.S. Dist. LEXIS 51612 (S.D.W.Va. June 17, 2009)
  • Wahi v. Charleston Area Medical Center, 453 F.Supp.2d 942 (S.D.W.Va. 2006)
  • Barge v. Western Southern Life Ins. Co., 307 B.R. 541 (S.D.W.Va. 2004)
  • Grennell v. Western Southern Life Ins. Co., 298 F.Supp.2d 390 (S.D.W.Va. 2004)
  • American States Ins. Co. v. Fishes Hot Dog Huntington, Inc., No. Civ. A. 3:98-0165, 1999 WL 33510174 (S.D.W.Va. 1999)
  • Erie Ins. Prop. & Cas. Co. v. Edmond, 785 F. Supp. 2d 561 (N.D.W.Va., 2011)
  • State and County Mut. Fire Ins. Co. v. Young, 490 F.Supp.2d 741 (N.D.W.Va. 2007)
  • Bertovich v. Advanced Brands & Importing, Co., No. 5:05CV74, 2006 WL 2382273 (N.D.W.Va. 2006)
  • Manning v. Pfizer, Inc., No.Civ.A.5:02CV71, 2005 WL 2372853 (N.D.W.Va. 2005)
  • Wise v. Travelers Indemn. Co., 192 F.Supp.2d 506 (N.D.W.Va. 2002)
  • Parsons Footwear, Inc. v. Omaha Property and Cas. Co., 19 F.Supp.2d 588 (N.D.W.Va. 1998)

Representative Legal Work

  • Represented a manufacturer of underground mine rescue chambers in an intellectual property and breach of contract action
  • Represented a law firm in a putative class action alleging fraud in the defense of underlying black lung benefit claims
  • Represented a state university in the defense of an action alleging fraud and conspiracy in the licensing of multimedia rights
  • Represented a workers' compensation mutual insurance company in an action alleging the company improperly charged in agent commission in setting the premium rates
  • Represented a landowner in a dispute involving an indemnification claim in a multiple-plaintiff flood lawsuit
  • Represented an international insurance underwriter in a first-party fire loss claim alleging common law and statutory bad faith in the investigation and denial of the claim
  • Represented a state insurance company in a lawsuit alleging violations of the West Virginia Unfair Trade Practices Act and corresponding regulations in the negotiation and litigation of a third-party personal injury claim
  • Represented a national insurance company in a class action settlement for the benefit of potential future asbestos claimants seeking the policy proceeds of a now-dissolved West Virginia corporation
  • Represented a national insurance company on a claim filed by a local manufacturer alleging wrongful denial of coverage for the defense of a medical monitoring lawsuit brought by current and former employees
  • Represented a regional medical professional liability insurance company which filed a declaratory judgment action seeking a legal determination of coverage under an insurance policy for failure of the insured to provide notice of the underlying claim
  • Represented a national insurance company in a declaratory judgment and bad faith lawsuit asserting wrongful denial of coverage for indemnification of a sexual harassment claim brought against the insured by a former employee
  • Representation of a West Virginia insurance agency on various issues of state and federal statutory, regulatory and common law
  • Represented an insurance agent in class action alleging fraud in the sale of life insurance policies and obtained a dismissal of the agent
  • Represented physicians and pharmacists in several product liability lawsuits against drug manufacturers, distributors, suppliers and prescribing physicians
  • Represented a washing machine manufacturer in a West Virginia class-action
  • Representation of a debit card service provider in an action by the West Virginia Attorney General alleging impermissible tying in violation of the West Virginia Antitrust Act and the West Virginia Consumer Credit and Protection Act
  • Representation of a mutual fund in an action by the West Virginia Auditor alleging improper market timing activities
  • Represented a medical case management service provider in a wrongful death lawsuit alleging failure to obtain a timely approval or denial of a transplant procedure
  • Represented an attorney in a legal malpractice claim brought by the insurance company who retained the attorney to represent the insured truck driver
  • Represented a bowling alley in slip-and-fall case
  • Negotiated settlements for insured defendants as well as uninsured and underinsured motorist carriers on numerous automobile accident claims alleging personal injury and property damage
  • Defense of a claim by a municipality against a road contractor for the West Virginia Department of Transportation, Division of Highways, alleging improper erosion and sediment control impacting the adjacent creek and town water supply.


Speaking Engagements

  • West Virginia Land and Mineral Owners Association 2009 Annual Meeting
  • Energy & Mineral Law Foundation 33rd Kentucky Mineral Law Conference, Lexington, KY, October 16, 2008
  • 2006 Advanced Insurance Fraud Seminar, Cincinnati, Ohio, November 14, 2006
  • NBI Insurance Coverage Litigation Seminar, Charleston, West Virginia, June 26, 2007

Honors & Awards

  • AV Preeminent® Peer-Review Rated by Martindale-Hubble®
  • Listed, The Best Lawyers in America©
    • Commercial Litigation (2018 - 2024)
    • Insurance Law (2016 - 2024)
  • Listed, West Virginia Super Lawyers 
    • Insurance Coverage (2022 - 2024)

Practice Concentrations

  • Analysis of Indemnification and Insurance Agreements, Particularly in Land, Mineral and Construction Contracts
  • Contract Disputes Involving Natural Resource Companies
  • Intellectual Property Claims Involving the Coal Industry
  • Defense of Professional Firms, Businesses and Agencies in Fraud Actions
  • Coverage Opinions
  • Bad Faith Litigation
  • Risk and Exposure Analysis for Individuals and Businesses
  • Insurance Defense Litigation
  • Complex and Mass Tort Litigation
  • Defense of Class Actions and Product and Consumer Claims
  • Defense of Attorney General Subpoenas and Other Administrative Enforcement Actions
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